Find out about Many Types of Home Mortgages

June 18, 2020 by superch6

Find out about Many Types of Home Mortgages

Personal Banking

House is where one’s heart is

CONSIDER THE NUMBER OF CHOICES

We are able to help fund your eyesight and turn any homely household to the house of the goals.

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INTEREST OPTIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE OPTIMUM TERM
TRADITIONAL MORTGAGE
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$510,400 97% 30 years
JUMBO LOAN
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  • Fixed
  • Adjustable
$3,000,000 85per cent 30 years
PORTFOLIO LOAN
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$2,000,000 90% three decades

All home mortgages are susceptible to credit property and approval assessment.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
FHA
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  • Fixed
  • Adjustable
$510,400 96.5% 30 years
VA
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  • Fixed
  • Adjustable
$510,400 100% 30 years
USDA
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Fixed $510,400 100% 30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN
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Fixed $510,400 97% 30 years
HOMEREADY MORTGAGE
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Fixed $510,400 97% 30 years

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All home loans are susceptible to credit property and approval assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
RESIDENCE IMPROVEMENT TYPE OF CREDIT
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Adjustable with fixed-rate option 1 $350,000 2 85% 25-year 3

All home loans are at the mercy of credit approval and home assessment.

  1. Fixed-rate loan option pertains to a house equity credit line with at least outstanding stability of $5,000 and permits at the most three (3) rate of interest hair throughout the draw that is 10-year with $100 charge per lock.
  2. Loan sizes in excess of $250,000 need Univest to take first lien place.
  3. The percentage that is annual (APR) during the 10-year draw duration is adjustable and on the basis of the Prime Rate published into the Wall Street Journal, plus a margin. The Prime that is current Rate 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter whenever you want before or after account opening. Following the draw that is 10-year the total amount will transform to a 15-year fixed-rate principal and interest re re payment for a price in place at that moment.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
CONSTRUCTION-TO-PERMANENT
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  • Fixed
  • Adjustable
$2,000,000 90% 12 months
LOT LOAN
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Fixed $250,000 75percent a couple of years by having an amortization that is 15-year

All home mortgages are susceptible to credit property and approval assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
SWING LOAN
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Adjustable $350,000 80% year
good deal LOAN
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Fixed $250,000 75% two years with an amortization that is 15-year
Adjustable $1,000,000 95% three decades

All home loans are susceptible to credit approval and home assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE OPTIMUM TERM
TERM LOAN
APPLY NOW
Fixed $350,000 2 85% fifteen years
PERSONAL CREDIT LINE
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adjustable having an option that is fixed-rate $350,000 2 85% 25 years 3

CONSERVE TO $675 OFF CLOSING COSTS & FEES *

For a house equity loan or personal credit line.

*New house equity term loans of $25,000 or maybe more and home that is new type of credit applicants that simply simply take an initial draw of this reduced of $25,000 or 50percent of these line at closing, will get a credit toward shutting costs and fees considering qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • quantities from $150,001 to $250,000 will get a credit as much as $525 • quantities from $250,001 to $350,000 will get a credit up to $675

Loan and gives are susceptible to approval. The actual costs will be applied if closing costs and fees are less than the eligible credit amount. If closing costs and charges surpass the qualified credit quantity, the total amount associated with closing expenses and charges are going to be compensated by the loan recipient(s). Offer is just legitimate on new house equity term line and loan of credit applications. Offer will not affect refinances on current Univest house equity loans, is not coupled with virtually any offer and it is susceptible to alter with no warning.

All applications are at the mercy of approval. Interest levels differ predicated on credit rating along with other credit criteria, including loan to value for home-secured loan demands.

  1. Fixed-rate loan option pertains to a house equity credit line with the very least outstanding stability of $5,000 and permits a optimum of three (3) rate of interest locks through the 10-year draw duration with a $100 fee per lock.
  2. Loan sizes more than $250,000 need Univest to take first lien place.
  3. The Annual portion Rate (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published into the Wall Street Journal, plus a margin. The Prime that is current Rate 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real rate of interest and terms may alter whenever you want before or after account opening. Following the draw that is 10-year the total amount will transform up to a 15-year fixed-rate principal and interest re re payment for a price in effect in those days.